BLord lunches the RATEL APP claims real owner of the Ratel in 2026

Linus Williams better known as Blord has announced the official lunching of his app named after VERYDARKMANS RATEL GROUP.

According to him, this APP will be used for payments ranging from VTU, BILLS PAYMENT and the buying and selling of GIFT CARDS. This app is said to be funded using two major channels which includes NAIRA DIRECT FUNDING and CRYPTO FUNDING.

The Ratel app available on appstore and playstore

The RATEL APP by Linus Williams (better known as Blord) is a utility-focused fintech application designed to streamline digital payments and connectivity across Africa, with a heavy focus on the Nigerian market.

​Launched as part of the B-Lord Group ecosystem, it serves as a successor or companion to his other successful ventures like BillPoint.

According to him the app already has 30,000 users, this is according to a post from his official Facebook handle, with over 260 transactions carried out already.

The Ratel app 30,000 downloads

He finally has released a warning to VERYDARKMAN to stop using his registered business as his own or face a lawsuit he said and I quote

​"I HAVE DIRECTED MY SAN TO ISSUE CEASE AND DESIST TO VDM TO STOP USING MY BRAND NAME RATEL !!! HE WILL HAVE TO GET AN APPROVAL FROM ME HENCE FORTH BEFORE USING THAT NAME RATEL !"

​— Linus Williams, CEO/Founder Ratel Group

A post on his official Facebook handle

Ratel App, the latest fintech innovation by renowned Nigerian entrepreneur Linus Williams (widely known as Blord), is the ultimate utility platform designed for seamless digital transactions. Whether you need to buy airtime, purchase mobile data, or pay for electricity and cable TV subscriptions, Ratel offers a fast, secure, and hassle-free experience tailored for the African market.

​Built to eliminate the frustrations of failed banking transactions and high service fees, Ratel empowers users across Nigeria with instant VTU services and utility management. Manage your digital wallet with ease, enjoy highly competitive rates on MTN, Airtel, Glo, and 9mobile, and take advantage of unique international top-up features. As a flagship product of the B-Lord Group ecosystem, Ratel prioritizes high-level security and lightning-fast transaction speeds. Download the Ratel App today on the Google Play Store or iOS App Store to enjoy a new era of financial convenience.

Here is a breakdown of what you need to know about it:

DOWNLOAD HERE ON PLAYSTORE RATEL APP

​1. Core Purpose and Services

​Ratel is positioned as an "all-in-one" utility manager. Its primary goal is to allow users to handle daily digital expenses without needing to visit physical vendors or use complex banking apps. Key services include:

• ​VTU (Virtual Top-Up): Buying airtime and mobile data for all major Nigerian networks (MTN, Airtel, Glo, 9mobile).

• ​Bill Payments: Paying for electricity (Prepaid/Postpaid) and Cable TV subscriptions (DStv, GOtv, Startimes).

• ​International Airtime: Unlike some local apps, Ratel promotes the ability to purchase international airtime and data, catering to users with connections outside Nigeria.

• ​Digital Wallet: Users can fund a dedicated wallet within the app to make instant, one-click payments.

​2. Why it was Created

​Linus Williams developed Ratel to address "transaction friction." In many Nigerian banking apps, small utility payments often fail or experience long delays. Ratel is built on a dedicated VTU architecture intended to make these specific transactions faster and more reliable than traditional banking channels.

​3. The "Tax-Free" Narrative (2025-2026)

​Recently, there has been significant buzz around Ratel and other Blord apps regarding their role in the "digital economy." In early 2026, the app gained additional attention through marketing that suggested it helps users manage funds more flexibly in the face of increasing traditional banking taxes and levies in Nigeria.

​4. Integration with the B-Lord Ecosystem

​Ratel is not a standalone experiment; it is integrated with Blord’s other platforms:

• ​BillPoint: The flagship bill payment app.

• ​JetPay: His cryptocurrency-focused platform.

• ​Ofunds: A more recent addition focused on digital banking/saving.

​5. Pros and Cons

Pros	Cons
Speed: Transactions are usually processed in seconds.	Customer Support: Like many fast-growing fintechs, users sometimes report slow response times for failed transactions.
User Interface: Designed to be very simple for non-tech-savvy users.	Newness: As a newer app in the ecosystem, it occasionally undergoes maintenance updates that can cause brief downtimes.
Incentives: Often provides small discounts or "cashback" on data and airtime purchases.	Security: Users are always advised to use strong passwords and 2FA, as it is a target for digital scammers.